<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:xhtml="http://www.w3.org/1999/xhtml">
    
    <!-- Homepage - English (Default) -->
    <url>
        <loc>https://chittabank.com/</loc>
        <lastmod>2026-01-04</lastmod>
        <changefreq>weekly</changefreq>
        <priority>1.0</priority>
        <xhtml:link rel="alternate" hreflang="en" href="https://chittabank.com/" />
        <xhtml:link rel="alternate" hreflang="fa" href="https://chittabank.com/fa.html" />
        <xhtml:link rel="alternate" hreflang="x-default" href="https://chittabank.com/" />
    </url>
    
    <!-- Homepage - Persian -->
    <url>
        <loc>https://chittabank.com/fa.html</loc>
        <lastmod>2026-01-04</lastmod>
        <changefreq>weekly</changefreq>
        <priority>1.0</priority>
        <xhtml:link rel="alternate" hreflang="fa" href="https://chittabank.com/fa.html" />
        <xhtml:link rel="alternate" hreflang="en" href="https://chittabank.com/" />
        <xhtml:link rel="alternate" hreflang="x-default" href="https://chittabank.com/" />
    </url>
    
    <!-- Privacy Policy - English -->
    <url>
        <loc>https://chittabank.com/privacy-policy-en.html</loc>
        <lastmod>2026-01-04</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.7</priority>
        <xhtml:link rel="alternate" hreflang="en" href="https://chittabank.com/privacy-policy-en.html" />
        <xhtml:link rel="alternate" hreflang="fa" href="https://chittabank.com/privacy-policy.html" />
    </url>
    
    <!-- Privacy Policy - Persian -->
    <url>
        <loc>https://chittabank.com/privacy-policy.html</loc>
        <lastmod>2026-01-04</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.7</priority>
        <xhtml:link rel="alternate" hreflang="fa" href="https://chittabank.com/privacy-policy.html" />
        <xhtml:link rel="alternate" hreflang="en" href="https://chittabank.com/privacy-policy-en.html" />
    </url>
    
    <!-- Terms & Conditions - English -->
    <url>
        <loc>https://chittabank.com/terms-en.html</loc>
        <lastmod>2026-01-04</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.6</priority>
        <xhtml:link rel="alternate" hreflang="en" href="https://chittabank.com/terms-en.html" />
        <xhtml:link rel="alternate" hreflang="fa" href="https://chittabank.com/terms.html" />
    </url>
    
    <!-- Terms & Conditions - Persian -->
    <url>
        <loc>https://chittabank.com/terms.html</loc>
        <lastmod>2026-01-04</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.6</priority>
        <xhtml:link rel="alternate" hreflang="fa" href="https://chittabank.com/terms.html" />
        <xhtml:link rel="alternate" hreflang="en" href="https://chittabank.com/terms-en.html" />
    </url>
    
    <!-- Cookie Policy - English -->
    <url>
        <loc>https://chittabank.com/cookie-policy-en.html</loc>
        <lastmod>2026-01-04</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.5</priority>
        <xhtml:link rel="alternate" hreflang="en" href="https://chittabank.com/cookie-policy-en.html" />
        <xhtml:link rel="alternate" hreflang="fa" href="https://chittabank.com/cookie-policy.html" />
    </url>
    
    <!-- Cookie Policy - Persian -->
    <url>
        <loc>https://chittabank.com/cookie-policy.html</loc>
        <lastmod>2026-01-04</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.5</priority>
        <xhtml:link rel="alternate" hreflang="fa" href="https://chittabank.com/cookie-policy.html" />
        <xhtml:link rel="alternate" hreflang="en" href="https://chittabank.com/cookie-policy-en.html" />
    </url>
    
    <!-- HTML Sitemaps -->
    <url>
        <loc>https://chittabank.com/sitemap-en.html</loc>
        <lastmod>2026-01-04</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.4</priority>
    </url>
    
    <url>
        <loc>https://chittabank.com/sitemap.html</loc>
        <lastmod>2026-01-04</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.4</priority>
    </url>

</urlset>
